Me too. I've been doing web dev for 10+ years and I've never wrapped an input in a label tag. Always used the for attribute. Didn't even cross my mind it could be done differently.
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Mmm... If they called it "third-party router penalty" you wouldn't be wasting all this time with this.
Obviously they want to make extra money on top of what you pay for the internet. That comes in form of renting you a router or getting the money anyway with a fee.
The naming is wrong. It shouldn't be called "maintenance fee", but it doesn't look like there's anything you can do.