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So many stores around me have switched to cashless that the city had to pass a law requiring that they accept cash. Theft is a big concern, both from employees and robbers.

Dealing with cash, which is a dwindling percentage of sales, has become more expensive than the card fees.


Reinventing an HOA from first principles.

Others have already mentioned that the credit card surcharge is something that the customer has control over. But in regards to the other fees:

> Why not add on an additional fee for every other thing like, fuel surcharge on delivery costs, employee surcharges (I don't live in a place where tipping is expected), or even energy surcharges?

A lot of companies already do this. As long as those fees are mentioned somewhere before purchasing, it's legal here:

https://abc7news.com/post/what-are-surcharges-bill-when-eat-...

California banned all these surprise fees, and then the restaurant industry got their own exemption:

https://calmatters.org/commentary/2024/06/california-restaur...


> A lot of companies already do this. As long as those fees are mentioned somewhere before purchasing

As long as it's part of the advertised price, im ok with that


As a consumer, I find add-ons fees extremely annoying.

What does Europe do here? They at least add tax into the list price which the US can’t seem to do because reasons.


It’s worth noting that EU puts clear limits on the size of credit/debit card fees. You can’t add card fees on top of the price either, with some small exceptions.

> Traders in the EU are not allowed to charge you extra for using your credit or debit card. The only exceptions to this rule are American Express/Diners Club cards and business or corporate credit cards, where your employer is billed instead of you. If you use these cards, you may still be charged a fee but the fee can't be more than what it actually costs the trader to process your payment.

https://europa.eu/youreurope/citizens/consumers/shopping/pri...


We also have "nitrite-free" ham and bacon that have nitrites: "No nitrates or nitrites added except for naturally occurring nitrites in celery powder."

(2018)

And you can send voice messages if you want that personal touch.

Having AI make a phone call and then be unable to say much else doesn't seem too useful.


And the US already capped debit card fees back in 2010:

https://en.wikipedia.org/wiki/Durbin_amendment

This is explicitly about credit card fees.


Not for all banks

> My guess is that people in skilled trades who are used to working with their hands are going to be even more skeptical than white-collar folks about an AI revolution

If I was confident that an AI couldn't do my job, I would happily sign up to do this "training" because it's free money and my job is at zero risk.



Non-enforcement of laws might be its own separate subject in CA.

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