That doesn't scale in the world of capitalism. Because you need to increase revenues year after year and there are only so many people willing to pay. So you either keep increasing the price (and that has a limit) or you find other ways to monetize and the current meta seems to be pay + ads.
credit utilization is a factor in credit scores, which are important for things like mortgages and auto loans. higher credit limit, ceteris paribus, is lower utilization
I have never had a credit limit higher than 1800. I’ve managed to get lots of mortgages at rates that are just fine. Stop believing you’re a slave to your credit score.
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