It’s not banks but I think the GP is trying to describe a margin loan. Basically you give (say) an exchange $100, ask them to buy $1000 worth of stuff using your $100 as margin, and if the stuff you bought looks like it is going to be worth less than $900 (ie if they would make a loss by selling all your stuff) they will call you and ask for more collateral or, if you are too slow, sell all your stuff for eg $925, leaving you with a less of $75.
Hmm... all small scale projects. Point to point Drone delivery as killer application is still not possible in Switzerland. Need special permission for each flight/route.
If you're thinking of an Amazon type delivery (and not, let's say delivery of industrial goods, medicine, ...), the audience would not be there anyway.
Notably, major online retailers trialed same-day delivery (usually via bike messenger) within major urban regions (e.g. Zurich) for a moderate charge. Customers generally agreed that it was a great option, but no one used it, so it got canned.