You've never lived in a state where your car insurance premium depends on your credit score, have you. I think you understand perfectly well the problems identity theft can cause, but you're just being intentionally obtuse.
> It's unclear to me... what a thief can do.
Um... well... how about anything you can do with your identity, except it's someone else? Do you really not understand why that's a bad thing?
> You've never lived in a state where your car insurance premium depends on your credit score, have you.
Hmm, I don't know, to be honest. That hadn't occurred to me.
> I think you understand perfectly well the problems identity theft can cause, but you're just being intentionally obtuse.
Huh? No, I was asking a question. Why would someone be intentionally obtuse about something like this? I can't figure out how my comment was misinterpreted, but it certainly was. I apologize for my lack of clarity in the original post.
> Um... well... how about anything you can do with your identity, except it's someone else? Do you really not understand why that's a bad thing?
"Anything you can do" isn't very clear, hence my desire to understand the threat better. Assuming I have no need for consumer credit (like, actual loans), it's just not clear to me in which cases a bad credit score can be a problem. Auto insurance had not occurred to me, so thanks for that example.
Once again, I think you may have misinterpreted my comment in some manner. Do people really troll each other over, like, identity theft? Weird. But I wasn't. :)
I used to work at a bank service center. It was a cube farm filled with mostly 30 to 60-year-old women. There was occasional chatter, but it was so perfectly quiet all the time. And that's with people talking to bankers on phones.
Now I work with a bunch of 20 and 30-something men and it's like I'm back in college. Sorry, but I don't needn't to hear you not be able to control the volume of your voice for two hours on Google Hangouts. Sorry, I don't need to hear you sing to yourself while I try to desperately glue back together the thoughts in my head after you shattered them with your noise.
It's not about wringing every last drop of productivity out for your employer, it's about getting anything productive done at all. And I don't think it's asking too much for a quiet, peaceful office environment to be the default. If you want to screw around and talk at a volume that is inappropriately high, take it to the pub.
