The Coinbase letter thing is why I started Fiber — hold USDC yourself, email login, no seed, ACH out if you need dollars. https://fiber.so

That's a fair question. I've been building Fiber for it — hold USDC without a seed phrase or MetaMask, email login, bank rails if you want dollars. https://fiber.so

I love your product and looks very slick!

Can I play devil's advocate though?

Don't you think in 1-2 years most banks (NA + EU) will offer 1:1 stablecoin conversions and make this no longer a problem?

That's what we are building over at https://clay.run (free preview at the moment). We built a programmable spreadsheet.

Been using Clay for some while. It has some nice advantages over Airtable. The developer experience is much nicer with unrestricted row colums, full sql query etc. Does a better job at bridging the gap between technical requirements and business requirements.