>We need solutions that don’t start after untold damage has been done.

Mozilla Pre-crime addon when?

More importantly electraCard is certified PCI compliant by Control Case [0]. I think, this is the primary reason electraCard's name is not on the news; it has been certified secure by the payment industry standard [1]. Either Control Case failed to perform audit properly or the hackers had some serious skills.

[0] http://www.controlcase.com/ [1] https://www.pcisecuritystandards.org/