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I find it a bit ridiculous that we still have to put up with the Visa and Mastercard duopoly.

You may have missed it, but Australia's banned card surcharges and tightened the interchange fee caps, but it's not really solved the problem. Someone's still paying.

Australia already has fantastic banking infrastructure. PayID lets you instantly transfer money between banks using a phone number or email, generally for free. We've also had eftpos for decades, a domestic debit card network that competes with Visa and Mastercard.

Surely we can make paying a merchant directly from your bank account as easy as tapping a card with proper fraud protection baked in?

I appreciate Visa and Mastercard provide genuine value, but like why should moving my own money attract a commission on the transaction? If I sell something for $10k, why should the payment network earn more than if I'd sold it for $10?

This is essential infrastructure. Governments and banks could fund it without taking a commission on every transaction. It doesn't have to be free to operate, just free at the point of use.

It's 2026, for fuck's sake. Surely there's a better way.


Why is it that you cannot (practically) send money between two people in the US using just bank account number and routing number for free? Can't even do it if the accounts are in the same banking institution.

You can, though it requires you to make a zelle account and for both banks to participate.

Yeah that's not account number and routing number, like practically the rest of the world. And then Zelle has its own limits.

Flowstate (London, UK) — Founding Engineer — TypeScript / React / Postgres / AI

Flowstate (https://www.flowstate.inc) is building infrastructure for the emerging human + AI workforce.

Companies are rapidly adopting Claude, ChatGPT, Cursor, Copilot and internal agents, but most still have very little idea what that AI is actually doing, what it costs, what work it contributes to or whether it is making the organisation better.

We’re building the systems underneath that: an AI router and proxy, native macOS and Windows apps, attribution infrastructure that connects AI activity back to work and tools for understanding how humans and AI should operate together inside a company.

We’re a small early-stage team and this is a genuinely broad founding engineering role. You’ll work across product, infrastructure, integrations, desktop apps, AI systems and whatever else needs building. We’re looking for someone who has worked in an early-stage startup before and actually enjoys the pace, ambiguity and ownership that comes with it.

Details: - Location: London, UK - Working style: Hybrid, with regular time together in the office - Salary: £100k–£120k - Equity: 0.5%–1.5% - Benefits: Gym membership, breakfast and flexible hours - Role: Full-time

Apply: https://www.flowstate.inc/careers/


Sometimes I like to close my eyes and dream of electric sheep.

Amplification of commentary and opinion is much easier now. It’s also a lot easier to play into people’s fears.

There’s a wide range of political motivations for this sort of thing too. Not just AI taking jobs, but convincing people to vote against their best interests, or even supporting radical religious groups whose values would persecute you. This sort of rhetoric feels noisier than it ever did decades ago.

Everybody gets a platform now, even the bots.


Ukrainian researchers have found the dildo of consequences.

Hollywood IaC.


I loved the writers giving every firewall its own LED indicator, so we knew exactly how far the toasters had got.


Sometimes I wonder if filmmakers have the right of it. They need to show what's going on in the computer to a distracted audience in a heartbeat. When they pull that off on screen, I wonder if us software devs should be taking notes.


Isn't that what dashboards are for? They may not look like simplistic LEDs, but being able to "see" what the automation is doing is something everyone that's ever made automation wants to do. It starts with making logs before migrating to live dashboards.


Its basically that staring at the log patterns in graph form or system stats you get a pretty good idea of what 'normal' looks like and anomalies stick out pretty quickly.

Though having a person interpretingthe degradation progress and relaying it to the rest of the team could be a usable scene.


This is what Grafana was made for...


A guy I went to high school with used to do that for a living. I have no idea what they call it, but it's basically theatrical UI, where the screen has to act and usually deliver a bunch of exposition.


SCADA? Like simplified GUI animations of the actual physical processes going on in a plant instead of just toggle switches, progress bars, etc?

e.g.

https://ubidots.com/blog/content/images/2024/10/siemens-sima...


I've always called it "tvOS" or "MovieOS". Like, "oh, a lot of flashing lights on tvos today!"

It would be a fun exercise trying to recreate a lot of the screens from movies and tv shows. "This is unix! I know this!"


I can't recall where I saw it, there's at least one company working on this issue specifically for nursing staff. Everything beeps in hospitals, but there's no rhyme or reason to it, so room call responses are delayed, serious alarms can be missed, etc.

IIRC, the company's idea is to create a harmonious sound bed when everything's fine, and make different kinds of "out of the norm" alerts use a variety of sounds so that nursing staff get more info about what's wrong before finding the thing thats sounding an alert and looking at its screen.


This company's goal is to ... change an aspect of hundreds of different million-dollar highly regulated machines made by dozens of different multi-billion-dollar worldwide companies? And somehow make money doing this? Good luck, I guess.


In real life, malware turns the MacBook camera on and off so fast that the user doesn't even see the LED light up.


Could this be resolved with a capacitor? LED can stay on for at least a second or two once the camera is off? Not sure on exact components but this feels solvable and only problem may be slim design of their laptops.


I'd prefer if they just gave us a physical shutter that we could open and close with our thumbs.


The LED doesn't prevent the privacy invasion, it just notifies you of the privacy invasion… and only if you were looking at it.

The physical shutter that other manufacturers offer, is the superior solution.


And yet, in real life, we have our grafana dashboards :)


Not to mention that once you're in this ecosystem, it's usually pretty reliable.

It seems that no other device makers are seeing the value in Apple's many-devices-acting-as-one approach. It makes for some serious vendor lock.


Indeed. TBH if I was running a Google- or even OpenAI-scale company (3000+ devices) I'd probably invest into creating a useful Linux distribution and hardware configuration myself (at that scale, it could maybe start to make sense).


Red Hat had most employees running a custom corporate RHEL build or Fedora on Thinkpads prior to 2018 or so, and even then most employees moved to Mac as soon as they were allowed to do so.

I was a true Linux believer, and I still switched to a Mac because I needed things to just work. Poor battery life, awful HiDPI support, strange driver issues all contributed. Yes, I could fix them. I opened bugs and could talk to the engineers responsible to get things fixed ASAP. Even so, it was a second full time job keeping up with it.


Most big tech companies let you pick Mac, Linux, or Windows. Whatever you’ll be the most productive with. Whatever you prefer. Most devs (75%?) seem to pick Macs. To each their own though.


10 years ago Google had Goobuntu internally.


Google just announced Googlebooks, which deeply integrate with Android, even running Android apps from your phone, on your laptop. Both amd64 and arm64 architectures available.

https://9to5google.com/2026/09/21/googlebook-launch/


> It seems that no other device makers are seeing the value in Apple's many-devices-acting-as-one approach. It makes for some serious vendor lock.

Xiaomi certainly does: they have billboards touting it: along the bottom they show phones, dishwashers, cars, laptops, and everything in between.


I thoroughly enjoyed Veritasium's video on this.

https://www.youtube.com/watch?v=J_n1FZaKzF8


I think it's generally acceptable to make a statement without proposing a solution.


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