Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

So, my bank in Turkey (Garanti) offered this more than a decade ago - you could make "virtual" cards to use on online transactions, and load them up with the specific amount of money.

This way you didn't need to worry about card numbers being stolen because they were easy to cancel and also didn't have any money in them.

Other cool stuff they did back then: online banking actually had features, and had a 2 factor keyfob. And they had a way where you could SMS people money by sending them a password protected one time code that they could go to any garanti ATM and withdraw cash.

Why are banks in the US so far behind?



Banks in the US have it (like Bank of America). It's not as good a tech-execution -- no chrome extension w/auto-fill.




Consider applying for YC's Fall 2026 batch! Applications are open till July 27.

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: