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The largest fortune in the Roman empire was amassed in almost exactly the same manner (Marcus Linnus Crassus - he ran a fire service).

Desperation is a rich source of profit. Neoclassical economics, instead of analyzing this sordid detail, masks it with assumptions.

That's why you view it as an unrealistic scenario despite the massive amount of historical precedent. Under econ 101 models (perfectly equal wealth; perfectly competitive market) it is an unrealistic scenario.



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