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I'm going to go the other way. I'd like to see the federal reserve provide cheap/simple free checking and savings accounts to the public with debit cards in order to force banks to add value above that.


I'd rather not hand my money over to one of the few organizations (i.e. the US government) whose cyber security practices are even worse than banks.


It's the US Government holding on to your US dollars. I'm pretty sure that no matter how bad their security is, you won't lose a dime.




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