Experian buckets 740-830 as "super prime" and 680-739 as "prime". I'm not aware of any credit agency that buckets 660 as "prime" (or better).
Some mortgage originators consider 670-690 and no 30-day lates in the last year as "near prime".
660 is indeed "sub-prime", IMO.
Experian buckets 740-830 as "super prime" and 680-739 as "prime". I'm not aware of any credit agency that buckets 660 as "prime" (or better).
Some mortgage originators consider 670-690 and no 30-day lates in the last year as "near prime".
660 is indeed "sub-prime", IMO.