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This may sound basic, but get your finances and investments in order. There may be free cash in the couch cushions so to speak.

Due to various life events I got behind on that this past year. As a result, a decent sum (for me at least) piled up in my checking account earning a lovely .05% interest rate. My savings account earns 1%. Needless to say, a few mouse clicks later and I earn much more interest every month. Enough where I want to punch myself for not making it a priority earlier in the year for something so stupidly simple.

The next step is to complete my final 401k rollover (god do they make that tedious) before rebalancing my investment allocations and opening a Roth. Those tasks will earn me considerably more than $100/mo on average, particularly with the magic of compound interest over a span of decades.

My whole point is, don't just focus on jobs/SaaS/whatever while ignoring basic management and optimization of your personal finances. For many who do not actively manage their finances, pulling a few of those levers can add up to significant amounts and the actual work involved outside of research is (typically) less painful than doing something like starting a SaaS business.



> There may be free cash in the couch cushions so to speak.

There's always money in the banana stand.




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