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I wouldn't unlock my phone, because it has Google Authenticator helping to secure financial accounts.

If they want to go through enough effort to unlock it, fine. But at least I'll have a chance of resetting authentication before they get to it.



Off-topic but what banks offer 2fa that isn't solely SMS based? I've looked but one but it's hard to figure out without already being a customer


In the US, only 2-3 (USAA, HSBC, First Tech Federal Credit Union): https://twofactorauth.org/#banking


I was thinking more of brokerages. E.g. Charles Schwab, E*Trade, Fidelity, and Interactive Brokers use non-SMS 2FA.

https://twofactorauth.org/#investing

Also, non-SMS 2FA on your email helps secure anything that uses emailed password recovery. Same if you use a hosted password manager.




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