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It's like how Apple managed to pass off Apple Pay as a huge innovation because the US has such outdated payment processing infrastructure. When I go to the states chip & pin is still considered exotic - I'm signing a receipt about 50% of the time. Meanwhile Canada has had "tap to pay" credit cards since at least 2009 [1].

[1] https://www.itbusiness.ca/news/contactless-payments-set-to-t...



Apple pay is more about the credit card being in your phone, not about how its an NFC payment option.

I think practically the USA will just skip over chip & pin and go pure NFC payments, kind of like landlines vs cellphones in developing countries.




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