How have you been an engineer for 15 years and still:
- Rent an apartment
- Don’t have a few laptops laying around
- Don’t have any savings while having no kids
Each item above, on its own, is normal but all together doesn’t make sense.
For the last 15 years you should have been making 60-200k and you obviously didn’t sink it into a house, computer hardware, or savings. Where did it all go?
That’s why this doesn’t add up, to me at least.
I’m not saying you’re lying, but that I can’t figure out how you got to this point.
So many things could have happened, not everyone is able to save up. Also, it's irrelevant - either you want to help or not. Discussing the "impossibility" of his situation is not yours to judge, seriously.
Why not let something good come out of the discussion that could prevent others from ending up in this situation?
A postmortem of sorts.
I could have ended up like this guy, but I found personal finance religion when I was 28. After making six figures for six years all I had was monthly payments equal to my paycheck and not much to show for it.
It’s pathetic how many people here leap to pity. The OP wasn’t asking for it.
