> Many people only have one credit card so having it temporally unavailable due to fraud issues is a hardship.
"Get the Amazon card and get A% on your Amazon purchases." "Get the X card and get X% on your X purchases."
The average American has 2.6 credit cards. People with less money typically have more credit cards. So that's generally not a problem if you're making a purchase in real time.
And they're pretty good about turning your card back on once you sort out the issue, and will actually notify existing merchants of your new card number if it changes, so it's basically the same level of inconvenience sorting it out with the credit card company as sorting it out with Paypal.
"Get the Amazon card and get A% on your Amazon purchases." "Get the X card and get X% on your X purchases."
The average American has 2.6 credit cards. People with less money typically have more credit cards. So that's generally not a problem if you're making a purchase in real time.
And they're pretty good about turning your card back on once you sort out the issue, and will actually notify existing merchants of your new card number if it changes, so it's basically the same level of inconvenience sorting it out with the credit card company as sorting it out with Paypal.