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Any investing decision should answer this question:

  When do I need the money back?
Since you'll want to access the money pretty soon, preservation of cash is the primary goal. So a savings account is the answer for you.

(Likewise, someone saving for a retirement in 30 years would do well with aggressive capital gains investing, but that's a whole different thread. Just stick to answering the above question for any financial question and you'll be ok.)



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