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You two are talking past each other.

There wealth as a token of who is winning some game: he who has the most $$$ wins (what I don't know - this is a religion question). You need to own means of production to win this game. If you are reading this, you probably have no chance of getting here, but is fun to dream about.

There is also wealth as in you don't have to hold a job to maintain your lifestyle. When you are young this is impossible (except for a few who inherit money or win the lottery), but if you live below your earnings and invest the rest well you can get to the point where you no longer need to work. (Some people choose to work anyway, others will retire)



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