not that friendly. i applied to their special branded merchant account and was denied due to low volume.

Are you sure it was CheddarGetter that turned you down? I've also been denied but it was one of their supported payment gateways that denied me (even though I applied through CG).

Recently been thinking of changing to Chargify now that they support a payment gateway in Scandinavia. We (http://beaconpush.com, push service for Web Sockets) currently have our custom-built system for recurring payments. It works, but I really don't want to spend time hacking on it. I rather be focusing on our core business of developing our service.

yes, i'm certain. straight from the email:

"Unfortunately your transaction volume was too low to be approved for a merchant account at this time. "