auto lane change and smart summon, and apparently auto-park which is pretty standard even on toyotas and fords nowadays, hardly seems worth it.

See: https://www.tesla.com/support/autopilot

I believe FSD is level 2 drive assist. Beta could be level 3 autonomous.

Or if. At this point, we're seeing people whose car is ready to be replaced who haven't seen a single cent of value from FSD.

Indeed. And then they are disabling FSD when the car changes hands. If I was out $10,000 spent based on promised timelines, I would be talking to a lawyer. It seems like enough money.

I only know a couple of people who opted into paying for FSD, but they all regret it.