If that sort of insurance is hard to get in a given area, or prohibitively expensive for say, Kansans to get tornado insurance, then that is an issue that the Kansas state government should take up with the insurance company.
The point isn't that people who are poor get fucked, but that the federal government shouldn't be the ones bailing them out, especially because under Paul's regime, the federal government would be much much smaller, and wouldn't be able to afford to.
Instead of paying federal taxes to the federal government, for which states could then petition to get some of it back, states would levy the taxes they saw necessary to operate and maintain their own infrastructure without help from the federal government.
This means that moneys spent on infrastructure would be spent more efficiently, as the overhead on managing the money would be significantly lessened.
The point isn't that people who are poor get fucked, but that the federal government shouldn't be the ones bailing them out, especially because under Paul's regime, the federal government would be much much smaller, and wouldn't be able to afford to.
Instead of paying federal taxes to the federal government, for which states could then petition to get some of it back, states would levy the taxes they saw necessary to operate and maintain their own infrastructure without help from the federal government.
This means that moneys spent on infrastructure would be spent more efficiently, as the overhead on managing the money would be significantly lessened.