You are quite right. Open source software is always riddled with complicated and unintuitive UX like this. It's created by developers for developers. It's only when product owners, designers, and commercial managers get involved that the UX begins making sense.
"But Apple is trying to control me!" screams every dev who doesn't understand this, not realizing they are signaling their inability to empathize with normal end users and misattributing why Apple does what it does.
Apple gets it, devs don't. In this space, 1Password is least worst, yet is still more confusing than the average user quite understands.
Apple isn't a most valuable company because they want to control you. They're a most valuable company because their engineers blend software and hardware into experiences for end users not for engineers.
So much more software would be so much more successful if usability and adoption were as prioritized as utility and configurability.
