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> but you can also live wherever you want, so your after-housing take home pay works out better.

"After-housing" doesn't really mean anything: buying a house means you build equity into the house which you can later sell (and pocket the appreciation).



this doesn't apply to most junior/mid level engineers who are just a couple years out of college and are still on their student loans / don't have a mortgage / prefer to rent in downtown to be close to local Tinder scene :p




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