When I was looking at individual dental plans (actually, "group plans" from the ACM or IEEE), it seemed to me that it was basically the cost of two dental visits amortized out over 12 months, with a small discount on other procedures.
With a "real" group plan, the only things I've had to pay was a $300 deductible on the wisdom teeth removal and $25 for a flouride treatment that insurance doesn't cover. (Presumably because most adults don't have braces.)
With a "real" group plan, the only things I've had to pay was a $300 deductible on the wisdom teeth removal and $25 for a flouride treatment that insurance doesn't cover. (Presumably because most adults don't have braces.)