Just learning to play the guitar myself and at least personally, have found D to be a pain in the ass of a chord shape. I can switch between A, E, and G all day long, but throw a D in there and I have to slow down and be a little more intentional. Muscle memory will happen, but for the combination of my brain and that shape, it happens more slowly. I don't think I'm the only one, either, because it was called out specifically by the guy who did the video lessons I'm using.
3 individual fingers. I haven't seen the bar plus one finger way of playing it, though I think I get that now. I'm going through some video lessons with a companion app and there have been zero bar chords so far.
Might give it a try later, though, thanks for the hint there.