Interestingly enough, your reasoning is why we share accounts. I'm the sole income earner, so it would seem controlling to me if my wife had an "allowance". I'd presumably still feel that way if she worked outside the home but we had an income (or spending) disparity; it's all our money (both in how we treat it and, if it came down to it, how the law sees it) and we can both use our judgement on whether to buy something. We both have access to everything because we trust each other to be financially responsible.
We still generally talk to each other about anything over a few hundred dollars, but it's more like asking your friend to reassure you because you're not sure if it's worth it. You just want someone to say "dude you've been asking if you should buy X for months just buy it".
It does help that she hates clutter and I think everything is a ripoff so neither of us does much frivolous spending. Also I bring in far more than we need and it almost all goes to savings anyway.
> Interestingly enough, your reasoning is why we share accounts. I'm the sole income earner, so it would seem controlling to me if my wife had an "allowance".
I’m also the sole bread winner and my wife does have an “allowance”. It gets deposited into her account. I also have an “allowance” that’s slightly less than hers - what’s left over after all of the bills are paid and savings.
> I'd presumably still feel that way if she worked outside the home but we had an income (or spending) disparity; it's all our money and we can both use our judgement on whether to buy something. We both have access to everything because we trust each other to be financially responsible.
My wife and I also have access to everything.
> It does help that she hates clutter and I think everything is a ripoff so neither of us does much frivolous spending
Well, we don’t have to worry about buying stuff at all or creating clutter. Everything we own has to fit in four suitcases. :)
We still generally talk to each other about anything over a few hundred dollars, but it's more like asking your friend to reassure you because you're not sure if it's worth it. You just want someone to say "dude you've been asking if you should buy X for months just buy it".
It does help that she hates clutter and I think everything is a ripoff so neither of us does much frivolous spending. Also I bring in far more than we need and it almost all goes to savings anyway.