Same. My wife doesn't work but often sells goods or something and gets money via paypal. She likes one bank app, I like another, for starters.
We put all actual spending on credit cards, that I pay off each month from mine. So this isn't like an allowance based thing.
Sometimes she needs cash or to write a check, instant transfer. We don't go snooping through each others records, surprises are nice sometimes :).
I don't see at all what joint could add here. I'm very particular about checking accounts after getting overdraft scarred as a teen like most people my age. I also invest rather aggressively so don't want too much money sitting idle. It becomes much harder to do if we joined accounts, one surprise forgotten about check or draft could cause the house payment to fail, for example.
We put all actual spending on credit cards, that I pay off each month from mine. So this isn't like an allowance based thing.
Sometimes she needs cash or to write a check, instant transfer. We don't go snooping through each others records, surprises are nice sometimes :).
I don't see at all what joint could add here. I'm very particular about checking accounts after getting overdraft scarred as a teen like most people my age. I also invest rather aggressively so don't want too much money sitting idle. It becomes much harder to do if we joined accounts, one surprise forgotten about check or draft could cause the house payment to fail, for example.