Funny, because I pay for every possible purchase with a CC and have no debt. And the one time I paid for something with my Debit card, I was overcharged and essentially had no recourse. When someone got a hold of my CC number somehow and started making charges, I called AMEX, gave them nothing beyond the amounts of the charges and they charged everyone back for me.

Oh, and I have over 40,000 Points on that card right now which means, since I've never paid any interest, AMEX is paying me to use their card. This guy is right, CCs are the Devil. When I die, they'll take that money out of my soul I suppose.