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I wonder when banks start offering delayed payment options, similar to vaults having timed locks.

You can transfer that 100k to the Very Reliable Businessman, but it'll require you to accept the transfer now and confirm it 2-3 business days later before it activates.

I'd really want one of those on my accounts when I get older, preferably with a limit closer to 1k.



Just give your second factor to your children once you get older, they will also be more aware of scams


The problem is, the people being scammed are convinced what they are doing is necessary. When our system prevents a grandma from buying $500 of iTunes gift cards at Target because it is clearly a scam, they will call our customer support help line and beg us to help them "get their niece out of jail" or whatever bullshit has been fed to them. We literally have to fight them to help them not be scammed.

By the time you are sending someone money, you "trust" them.




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