Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

> While Americans are typically earning less than 1 percent interest on their savings accounts

> If somebody offers you a guaranteed 7 percent on your money for the rest of your life, you take it and just make sure the guy’s name is not Madoff.”

It's funny seeing this. I get 5.15% p.a. on my 24 hour notice money market deposit account at my local bank (http://www.nedbank.co.za/website/content/interrestrates/loca...). High interest rates are one thing I enjoy about living in South Africa.



Although you also "enjoy" inflation of over 6% pa. In both the US and SA returns are lagging behind inflation by around 1% pa.


That's deceptive. Inflation over which goods? As an upper-middle class income generator, inflation doesn't affect me in the same proportion as it does the lower income class, for instance.


In US dollars, it is a big deal. According to my Macroeconomics course, the market is pricing in your local currency to fall relative to the US dollar. Otherwise, such an discrepancy cannot persist.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: