Anyone making warehouse worker wages will probably qualify for over $10k in Pell grants immediately to complete an AS just by enrolling now, not in three years. Many programs are fully funded with scholarships and grants. Even if the person doesn't qualify for Pell or scholarships, They could borrow the $2k and living expenses, complete the program, and repay the loan well before the five years it would take them to get a two year degree under this plan. Those same students can also take the $2500 American Opportunity Tax Credit and start the AS program right now.