Rich people seem to be content with building a luxurious emergency bunker in new Zealand and then just rolling the dice on whether the world will go to shit or not. The only conclusion I can really come to is that they know the world will be going to shit no matter what they do or something.
Rich people have a prisoner's dilemma if they are sufficiently self-aware. Maximum individual wealth and profit will come from maximally embracing AI. But if everyone does that, they are indeed rolling the dice on whether they'll instead be eating canned beans in New Zealand instead of upgrading their 150ft. yacht to a 155ft. yacht.