A little OT but I just realized a compromised facebook could do more harm than a compromised bank account. With a compromised bank account, at least you are guaranteed your money back. Who's gonna return broken relationships and undo other harm caused by facebook privacy screw ups like this? Facebook better begin taking privacy as serious as banks take security. It will naturally SERIOUSLY slow down the pace at which they can do new releases but at this point, they've given pretty granular privacy control that hundreds of millions of people use with the expectation that it will work.
Why do you think you have a guarantee of your money back? In the US FDIC insurance insures against the bank going under. If the bank refuses to believe there was fraud I bet you have very little recourse (i.e. they have a huge interest in claiming you transferred the money). In the US you can dispute credit card charges- but that is due to a separate act of congress.
Fraud happens, the bank knows it, and if they have a system flaw they won't just blame the customer. The reputational risk isn't worth it.
Also, it isn't FDIC insurance at issue, read up on Reg E claims. Retail customers have a generous route by which they can dispute electronic charges to their bank accounts.
Definitely more informed than I am (upvoted). However, I would emphasize- the consumer remain concerned about their bank's security. You don't want to rely on the coverage and speed of dispute and remediations.
