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> It's really common for people with sudden windfalls to lose it all.

5% of people isn't "really common". Estimate of 1% of US adults declare bankruptcy within a 5 year period (based on ending in July 2025 and right now is a very low period). 2010 a peak it was likely closer to 3% of adults.

It is rightfully calling it a false trope of "Only rich people deserve money. We should prevent others from getting it".



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