I agree with you that it is the very obvious conclusion, but it isn't obvious to everyone. But it could still be relevant to you if you find yourself discussing with someone saying "why do we even spend money making an API, the AI can just control my computer?"
_of course_ computer use is worse. It is your last resort. Do not use it on state that lives in a DB that you own.
If anything I am impressed that it’s only 50x worse.