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> My bank doesn't even support it.

It's not like it's that difficult to implement. Most Brazilian banks implemented a similar protocol in months.



Tell that to my bank. I am a software developer. I could probably do it. But I don't work there.


still waiting for my bank to implement TOTP 2FA or passkeys instead of their home grown "memorize 7 digits number and we will ask you 4 random positions"




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