This is a great read and I can extend this argument really to any small business. Tax filing, VAT, bookkeeping, privacy, consumer, workplace and sectoral requirements frequently impose a disproportionately large cost on microbusinesses. EU is more and more split along the enterprise and VC backed line, and everyone in between has disproportionate costs. My barber in Stockholm often complains about this - the amount of money they would need to earn to overcome all these costs is staggering. So they often do lots of gigs on the side.
General view of EU politicians is that working class should be working for big corporations. Running own business is a sin.
The big corporations also don't want people to run small business, because they remove themselves from the job market and cannot be hired / exploited. So they lobby EU FOR regulations that ensure people cannot run business.
>General view of EU politicians is that working class should be working for big corporations
The politicians are protecting the working class from corporations destroying society for profit. Lets not kid ourselves that the EU isn't endlessly praised for "having a backbone". Universal chargers, removable batteries, open app stores, AI data protections...
The thing is that people generally don't understand that everything in the world is tradeoffs rather than the media/internet portrayal of the world being good vs evil.
> Universal chargers, removable batteries, open app stores, AI data protections...
The same "protections" also means that the E.U. has no major AI player at all. It seems like all the E.U. can do is tax and regulate what is invented and produced elsewhere.
So? Will major AI players introduce universal healthcare in US? Or is it coming along with AGI which is why it should be the most important to every citizen? Or maybe EU citizens should all band together and stop being lazy and go to having 0 mandatory vacation days?
Reminds of me very old USSR joke which was basically "we have rockets in space, and don't have sausages in stores".
> So? Will major AI players introduce universal healthcare in US?
We don't want universal healthcare, 6-month to one-year waits for routine operations, having to beg doctors for prescriptions, massive tax hikes to pay for all of that while disincentivizing people from working and keeping jobs.
If you're unhappy with the wait time then get private insurance and go to a private doctor, just like you would in the US. But if you're too poor for that, at least you get something in six to twelve months instead of nothing or bankruptcy. And your insurance will be much much less because you're getting most of what you need publicly. Your US insurance is in the order of three to five times as much as private insurance in the EU, so your taxes are lower, but your costs are too.
The real problem always seems to be that universal health care would leave rich Americans worse off (higher taxes), would likely be about a wash for most middle earners (higher taxes, but none/less health care costs), but would leave the poor significantly better off (who are totally stiffed in the US at the moment).
So, by saying you don't want universal health care you're effectively saying that you're rich enough that you don't care about it, and you don't want poor people to be able to get health care at all, and if some die early or go bankrupt at least it isn't your problem.
> But if you're too poor for that, at least you get something in six to twelve months instead of nothing or bankruptcy.
Depends on the country, Australia triages so that routine, mundane, non life threatening procedures might take six months (or less) - but even a flat broke unemployed person needing an emergency stent placement in their heart gets that damn near over night with follow up hospital watch and after therapy at no cost (might get a $500 ambulance bill, but that's another can of worms - St John's Ambulance coverage is cheap, supports a worthy cause, and prevents that surprise charge).
I think every national health service does something similar (minus the ambulance fee generally), but that might be too incredible for the Americans to believe?
Hard to believe or tainted with the stench of socialist communist welfare grifters as I read it.
From my PoV it reduces stress on society, increases a sense of well being, results in lesser serious crime and anti social behaviour, etc. and means I'm likely getting better value for my tax dollars than I might in the US.
If you want to talk about terrible regulation, the US health insurance system is a great example.
A single payer insurance system would be more rational vs choosing the worst of both worlds, which the US built through layers and layers of political compromise. The private alternative is a no-go politically in the western world so why not just commit to doing it properly?
Although of course that would require US states (more so than federal) to be more fiscally conservative, so the tax increase wouldn't be as burdensome... which might also be a no-go.
A self employed person can deduct many things used personally from the taxes in Germany as a business expense. An employed person pays shit ton of taxes and the value added tax. So from pre-tax salary you get only 30% for spending. Lol. It’s slavery.
Corporations also deduct things as expenses. Small business or self-employed person don't have any special privileges - au contraire - in many jurisdictions big corporations are not audited at all and have special tax arrangements where they agree with the tax man to pay certain amount of tax. The idea that small business somehow avoids tax is a myth. If you have limited company, your personal spending wont fly past accountant.
My barber in Italy just doesn't make me a receipt in exchange for a discount if I pay him cash so he doesn't have to pay taxes. Come on... the cost to operating a small business are usually low/there are tax exceptions, and they most of the time are even not payed at all.
Of course if you are a person that ships 20 packages you don't register a company to do so, nobody will, you just sell them privately (and the exception to sell things privately is quite high, in my country you can do it up to 5000 euros AT YEAR, after that you need to declare the income in your tax declaration but still you don't need to register a company if it's not your main income).
Oh come on. Tax evasion by barbers is a classical example of why taxes are so high for the rest of us.
The cost of bookkeeping for a very small business is essentially zero. Everywhere that I know of exempts small business from double entry bookkeeping. VAT exemptions exist if revenue is low enough, too.
Privacy requirements are even easier: don't ask for, store, or process any personal information you don't absolutely need.
I am not sure what you are driving at. My understanding of double entry bookkeeping is it's simpler and easier than the so called "single entry" bookkeeping which adds a lot of complexity because of all the special cases.
A simple spreadsheet of income & expense is all that's required for most small businesses. Larger companies require full fledged double entry bookkeeping with requirements about charts of accounts -- which usually necessitates paying an accountant, unless you enjoy that particular kind of pain.
