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I am going to take my 401k and open up a coffee or bike shop. If I am going to be broke, might as well enjoy what I do.


Are you sure that will be enjoyable? Lots of articles out there about people opening coffee shops with idyllic dreams of what it will be like, only to find the reality is a daily grind (hehe) of dealing with delayed suppliers, broken machines, absent staff. All that not-fun stuff falls on you while the customers sip their cappucinos.


who's buying your coffee or bikes when the rest of people are broke? Neither of those is a survival necessity.




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