Stocks aren't a necessity to live. Housing is (and while ownership of housing is not, the land costs impact rental rates as well).

And as mentioned in the sibling, few people think of stock gains as an inherent right. Stocks go up and down and we all accept that.

Housing is a market and the value of items in a market can go up or down.

For some reason going down isn’t allowed in housing.

If Nvidia or Tesla tanked tomorrow to $10/share are those who own shares being “denied” money when they sell? Obviously not.