I think with "I've never missed a payment and never carried a balance" you're no... | Hacker News

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		digitalengineer on Jan 9, 2013 \| parent \| context \| favorite \| on: Your Minimum Viable Product is Processing Credit C... I think with "I've never missed a payment and never carried a balance" you're not the tipical joe. I've read some banks can charce excessive rates when people forget (or can't) to pay.

amalag on Jan 9, 2013 [–]

Everyone in my family does this. I also have around $1000 from my 2% back over the last 3 years.

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