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Most of Stripe's fees go straight to credit card issuers. We wish the underlying costs were lower, and would happily cut our rates if so.

Compared to other companies that help you accept credit cards, though, I think that Stripe's prices are very good.

The main difference between Stripe and other companies is that 2.9% + 30c is pretty much our only fee. There are no international card surcharges, monthly fees, American Express rates, etc. By design, those details aren't always obvious with other providers.



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