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I for one avoid using my debit car online and I know many others who do the same, so I've always assumed few people use them online.

While the extra protection offered on credit card purchases is not overly significant for the size of most purchases, it is more than nothing so worth having.

The stats you link to don't specify the marketplace sampled, but I suspect it covers physical outlets as well as online ones which will skew the figures for debit cards at least (unless my experience is not representative of the larger population).



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