So just as everyone else has said in this thread -- sounds like you have enough of a cushion to do just about whatever you damn well please for at least 2 years (taking into the account the possibility that you decided to live as a rockstar at ~5x above your current means)
What I do want to say -- and I'm really unsure that I should be saying it at all (since I'm not your dad, but then again, this is the internet)
Maybe you should start at least considering settling down somewhere? I don't mean settle down somewhere and enter a company you hate for the rest of your life just for job security, but more like pick a place (or search for) a place you want to be in for a long time
With IT/software skills like yours, I doubt there are many people who won't see your value at a technical company, and that will enable you to get a job in most places, but being transient forever (even if you're writing awesome software) doesn't seem like a wholesome plan
I'm definitely assuming too much, and I don't know anything (outside of this post) about you or your goals, but just figured I should at least make the point
Also, your Honolulu-as-a-place-to-live idea sounds amazing
Your assumptions go in the right direction. I think the Bay Area is an amazing place to live, not the worst place to raise a family. But somehow I don't have much luck with the dating scene here (living in the South Bay). San Francisco might be a bit better, but it's almost impossible to find an apartment at the moment. And even here it gets a bit too cold for my taste sometimes, which is weird to say for someone who grew up in central Europe. Maybe another move will make me a more interesting, well-rounded person. Maybe an environment that's not dominated by technology might be a good place to recharge my batteries. At the very least it's an adventure and a cool story to tell.
Yeah, I've only visited the Bay area & California in general, but definitely finding a place you want to be in is what I was going for -- it seems you're already thinking about that, which makes sense.
Maybe some places that recently had tech booms might be good idea? Though I don't know where you'll find better general weather than California -- Seattle? Austin? New York? Dallas? Chicago?
I live in Texas, but I do have to warn you, it gets cold here from time to time when the wind blows in the winter. sometimes
[EDIT] - Of course, outside America might be a good fit too, there are so many places, and it seems like you've got pretty much free reign -- you've got a pretty rare chance I don't think many people get (though we all decide our daily lives, I don't think many people get as clear a decision point as you have right now), enjoy it
What I do want to say -- and I'm really unsure that I should be saying it at all (since I'm not your dad, but then again, this is the internet)
Maybe you should start at least considering settling down somewhere? I don't mean settle down somewhere and enter a company you hate for the rest of your life just for job security, but more like pick a place (or search for) a place you want to be in for a long time
With IT/software skills like yours, I doubt there are many people who won't see your value at a technical company, and that will enable you to get a job in most places, but being transient forever (even if you're writing awesome software) doesn't seem like a wholesome plan
I'm definitely assuming too much, and I don't know anything (outside of this post) about you or your goals, but just figured I should at least make the point
Also, your Honolulu-as-a-place-to-live idea sounds amazing