"Excess cash in a business that can not be explained should be just as worrisome"
Really good point. As it happens one day recently I questioned my wife why our personal account had so much money in it.
It turned out that she had transferred her money into it that should have went into another account.
This was after correcting problems where she had payed some personal bills out of our account because the bank bill paying "default" for her was set to our joint account rather than her own account.
So she switched it so default bill payment now = her account. So now I have a different problem. She pays our bills out of her account. Which (in addition to the above mentioned wrong deposit) has created even more havoc.
Really good point. As it happens one day recently I questioned my wife why our personal account had so much money in it.
It turned out that she had transferred her money into it that should have went into another account.
This was after correcting problems where she had payed some personal bills out of our account because the bank bill paying "default" for her was set to our joint account rather than her own account.
So she switched it so default bill payment now = her account. So now I have a different problem. She pays our bills out of her account. Which (in addition to the above mentioned wrong deposit) has created even more havoc.