I wholeheartedly disagree. A much more important factor is how ready you are and what kind of support structure you have to start out with. If that is later in a career (and when you have a family) so be it. It's the right time.
Founded current company with two young kids and just had a third. Pulling together the right team way more of a factor than having a family.
Its going to be 10x harder for you, if you have a family.
Why dont you start working on weekends/spare time on your idea, if you get some traction then you can think about quitting your job.