First I need to fill out a huge document in which I state why I need this. Then I wait. The wait time right now is two years to see someone, likely three by the time I get there as it keeps getting longer. Then I have to travel for five hours to a specific facility - there's only one in Ontario - to prove to someone that I need this. Then they'll either have me come back (more wait) to prove again that I need this. Or they'll set-up the surgery - which would then be maybe 3-6 months away.
They're paying a private medical facility to perform the work; if I have the means I could just as well skip the three years and pay for it myself. Or spend a fraction of the cost and do it overseas.
Note that this isn't for all things in Ontario, but is true for gender affirmation surgeries.
Aren't you covered through 'OHIP' or the local equivalent?