Right now you will have a lower credit rating with 0 credit cards than with a sm...

		aidenn0 on Oct 28, 2014 \| parent \| context \| favorite \| on: An Interview With Earnest: Ethical data science fo... Right now you will have a lower credit rating with 0 credit cards than with a small number that you do not maintain a balance on. I know several people that don't use credit cards out of privacy concerns.