I addressed that in other comment: I don't want to have to rely on that. For starters, there is no real data about that, just anecdotes. How do I know they will reimburse non-US customers too? Many companies have that policy: They protect US customers because they can sue them, but people from other countries can only complain on the internet.
(They also almost always help out or completely forgive someone that accidentally ran up a massive bill in a short period of time.)