The reason you'll get banned for such behavior, and the whole reason why such behavior is against the rules, is because personal attacks are counterproductive to logical discussions. When HN degenerates into a group of people who go around calling other groups of people losers, that does not bode well.
It was, I admit, somewhat of an obscure joke. I realized, after my first sentence, that I couldn't be certain that it was true. So I added a sentinel value.